Sparo – savings goals & savings rate
Reach your savings goals – one coin at a time.
Sparo is a simple, private savings app for Android. Create goals for everything you dream of, see exactly how much of your salary you save each month, and stay motivated with savings challenges and badges.
Features
Savings goals
Add a photo and a deadline, and get a clear plan: "save $X per week to make it on time".
Savings rate
See what percentage of your take-home pay you save (enter net salary, or gross salary with tax and deductions).
Recurring savings
Add your monthly transfer once, and Sparo logs it for you.
Forecast
See when you will reach each goal at your current pace.
Savings challenges
52-week challenge, 100 envelopes, no-spend month and more.
Smart reminders
Skipped in weeks you have already saved.
Made for you
Light & dark mode · English & Norwegian · any currency.
Sparo Pro
Unlimited goals and challenges, smart insights, future calculator with compound interest, savings-rate history and your own savings-rate goal, unlimited recurring savings and export to Excel.
Private by design
No account. No ads. No tracking. Everything is stored only on your phone.
Sparo FAQ
Common questions about the Sparo savings app.
What is Sparo?
Sparo is a savings app for Android. You create savings goals, log what you save, and Sparo shows your progress, when you will reach each goal and what percentage of your salary you save each month. It also includes savings challenges, recurring savings and reminders.
Is Sparo free?
Yes. Sparo is free to download and use. Sparo Pro is an optional one-time purchase – no subscription – that unlocks unlimited goals and challenges, insights, the future calculator and Excel export.
Does Sparo collect my data?
No. Sparo has no account, no ads and no tracking. Everything you enter is stored only on your phone. See the Sparo privacy policy.
How does Sparo calculate my savings rate?
Enter your take-home (net) salary, or your gross salary with tax and deductions. Sparo then shows what percentage of your take-home pay you save each month.
Which languages and currencies does Sparo support?
Sparo is available in English and Norwegian and works with any currency.
When will Sparo be available?
Sparo is coming soon to Google Play for Android phones.
Support
Questions or feedback? Email hello@tavvian.com.